Best Open-Source Mint Alternatives (2026)

The alternatives, reviewed

1. #1

   HyperSwitch

   Self-host: Involved

   Open payment switch — route traffic across 50+ processors with one API

   43k Docker Apache-2.0 4 days ago

   How it compares to Mint

   • Focused on payment routing, not personal or business accounting/budgeting
   • Self-hosted setup requires PostgreSQL, Redis, and Kafka; operational overhead is high
   • PCI-DSS compliance responsibility shifts entirely to the operator
   • No built-in invoicing, expense tracking, or financial reporting beyond payment analytics

   RepoDetails & deploy →
2. #2

   Actual

   Self-host: Easy

   Local-first zero-sum budgeting app with optional cross-device sync

   28k Nodejs MIT 5 days ago

   How it compares to Mint

   • Bank sync coverage is narrower than YNAB's direct connections, especially outside the US/EU
   • No mobile native app; the web app is mobile-responsive but not fully optimised for touch
   • Investment tracking and net-worth projections are basic compared to Mint/Quicken
   • Multi-currency support is limited and requires manual workarounds

   RepoDetails & deploy →
3. #3

   Firefly III

   Self-host: Moderate

   Self-hosted personal finance manager with budgets, rules, and bank import

   24k PHP AGPL-3.0 4 days ago

   How it compares to Mint

   • Bank import requires a separate importer container and CSV/OFX manipulation; no one-click bank sync
   • UI can feel complex and verbose for casual users compared to Mint's simplicity
   • No built-in mobile app; third-party apps exist but vary in quality
   • Investment and brokerage account tracking is limited compared to dedicated wealth tools

   RepoDetails & deploy →
4. #4

   Lago

   Self-host: Moderate

   Open-source metering and usage-based billing API for SaaS products

   10k Docker AGPL-3.0 4 days ago

   How it compares to Mint

   • Developer-oriented billing API, not a personal finance or budgeting tool for end-users
   • No AR/AP or general-ledger accounting; revenue recognition requires integration with an ERP
   • Tax calculation engine is basic; real-world tax compliance needs third-party integration (e.g. Avalara)
   • Dunning workflows and payment retries are less mature than Chargebee or Stripe Billing

   RepoDetails & deploy →
5. #5

   Akaunting

   Self-host: Moderate

   Double-entry accounting software for small businesses and freelancers

   10k PHP BUSL-1.1 5 days ago

   How it compares to Mint

   • Many useful features (payroll, advanced inventory) locked behind paid marketplace modules
   • BUSL-1.1 license restricts SaaS redistribution without a commercial agreement
   • Bank sync and open-banking connections require paid add-ons or manual CSV import
   • Reporting and dashboard customisation is less flexible than QuickBooks Online

   RepoDetails & deploy →
6. #6

   Invoice Ninja

   Self-host: Moderate

   Full-featured invoicing, quotes, and payment platform for freelancers

   9.9k PHP Elastic-2.0 5 days ago

   How it compares to Mint

   • Elastic-2.0 license prohibits competing SaaS offerings; not truly open-source
   • Full accounting (P&L, balance sheet, general ledger) is not available; it is invoicing-focused
   • Advanced inventory management absent compared to QuickBooks
   • Some enterprise features (white-labelling, advanced reports) require a paid plan even self-hosted

   RepoDetails & deploy →
7. #7

   Sure

   Self-host: Moderate

   Personal finance app for everyone — a maintained fork of Maybe

   9.2k Docker AGPL-3.0 4 days ago

   How it compares to Mint

   • Community fork with a smaller contributor base; long-term maintenance cadence is uncertain
   • Bank connection / Plaid integration requires API credentials and is US-centric
   • No mobile native app; web-only interface
   • Budgeting and envelope features less developed compared to YNAB or Actual

   RepoDetails & deploy →
8. #8

   Ghostfolio

   Self-host: Moderate

   Wealth dashboard tracking stocks, ETFs, and crypto with privacy in mind

   9k Docker AGPL-3.0 5 days ago

   How it compares to Mint

   • No budgeting or expense tracking; purely an investment portfolio tool
   • Market data depends on free Yahoo Finance tier, which can be rate-limited or return stale data
   • Tax-lot accounting and tax reporting are limited; not a replacement for dedicated tax software
   • Import from brokers is manual (CSV) unless you write a custom scraper

   RepoDetails & deploy →
9. #9

   Crater

   Self-host: Easy

   Open-source invoicing app for freelancers and small businesses with tax support

   8.3k PHP AGPL-3.0 1 year ago

   How it compares to Mint

   • No double-entry accounting; not suitable for complex bookkeeping
   • Bank reconciliation and bank import features are basic
   • Project development pace has slowed in recent releases

   RepoDetails & deploy →
10. #10

    Wallos

    Self-host: Easy

    Lightweight self-hosted personal subscription tracker with statistics

    8.3k PHP GPL-3.0 12 days ago

    How it compares to Mint

    • No bank/account sync; subscriptions must be entered manually
    • No general budgeting categories or spending envelopes like YNAB
    • Reporting is limited to subscription totals — no net-worth or cash-flow views
    • No mobile native app; mobile access is browser-only

    RepoDetails & deploy →
11. #11

    OctoBot

    Self-host: Moderate

    Open-source cryptocurrency trading bot with strategy customization

    6.3k Python GPL-3.0 4 days ago

    How it compares to Mint

    • Strategy creation requires Python coding knowledge; no drag-and-drop strategy builder
    • Backtesting quality depends heavily on available exchange data quality
    • Does not replace personal-finance budgeting tools — it is a trading automation tool
    • Advanced features (cloud sync, some strategies) are locked behind OctoBot Cloud subscription

    RepoDetails & deploy →
12. #12

    Beancount

    Self-host: Easy

    Plain-text double-entry bookkeeping language and toolkit for financial data analysis

    5.8k Python GPL-2.0 2 months ago

    How it compares to Mint

    • No GUI for entering transactions; all editing done in text files
    • No bank sync; imports require custom scripts or community importers
    • Learning curve for double-entry accounting concepts

    RepoDetails & deploy →
13. #13

    ezbookkeeping

    Self-host: Easy

    Lightweight self-hosted personal bookkeeping app with multi-currency support

    5.3k Go MIT 5 days ago

    How it compares to Mint

    • No automatic bank/account import; transactions must be entered or imported via CSV
    • Budgeting is basic; no envelope or zero-based budgeting like YNAB
    • No bill reminders or subscription tracking
    • Reporting is limited to basic charts; no advanced financial planning features

    RepoDetails & deploy →
14. #14

    hledger

    Self-host: Easy

    Plain-text double-entry accounting in your terminal with powerful reporting and web UI

    4.6k Haskell GPL-3.0 6 days ago

    How it compares to Mint

    • Plain-text workflow requires manual transaction entry or custom import scripts
    • No native bank sync/Open Banking integration
    • Web UI is read-only; edits must be made in text files

    RepoDetails & deploy →
15. #15

    Bigcapital

    Self-host: Moderate

    Financial accounting and inventory management for small to medium businesses

    3.8k Docker AGPL-3.0 6 days ago

    How it compares to Mint

    • Payroll processing is not yet included
    • Bank reconciliation and automatic bank feed import are limited compared to QuickBooks
    • Ecosystem of third-party integrations (payment gateways, e-commerce) is still maturing
    • Tax filing and jurisdiction-specific compliance features are minimal

    RepoDetails & deploy →
16. #16

    Fava

    Self-host: Easy

    Web frontend for Beancount text-based double-entry accounting

    2.5k Python MIT 5 days ago

    How it compares to Mint

    • All data entry is in plain-text Beancount syntax; no GUI transaction entry out of the box
    • No automatic bank import; requires manual or third-party import scripts
    • Steep learning curve for Beancount format and double-entry concepts
    • No mobile app; purely browser-based

    RepoDetails & deploy →
17. #17

    Budge (Kresus)

    Self-host: Easy

    Self-hosted personal finance manager with automatic bank sync and rich analytics

    339 TypeScript MIT 8 days ago

    How it compares to Mint

    • Bank sync via Woob covers mainly French and European banks
    • Not suitable for invoicing or business accounting
    • Smaller community means fewer community importers for exotic banks

    RepoDetails & deploy →
18. #18

    Manager

    Self-host: Easy

    Free desktop and server-based accounting software for small businesses

    150 C# Proprietary 8 days ago

    How it compares to Mint

    • Server/cloud edition requires a paid license (desktop is free)
    • Not truly open-source; source is available but license is proprietary
    • Limited API/integration capabilities compared to cloud accounting platforms

    RepoDetails & deploy →