Budge (Kresus) vs Lago
| Tagline | Self-hosted personal finance manager with automatic bank sync and rich analytics | Open-source metering and usage-based billing API for SaaS products |
| Category | Finance & Budgeting | Finance & Budgeting |
| Replaces | Mint, YNAB | QuickBooks, Mint |
| GitHub stars | 341 | 11k |
| Language | TypeScript | Docker |
| License | MIT | AGPL-3.0 |
| Self-host difficulty | 2/5 Simple | 3/5 Moderate |
| Deploy options | Docker Manual | Docker Docker Compose Kubernetes Manual |
| Managed hosting | ||
| Last updated | yesterday | 4 days ago |
| View repo | View repo |
Where each falls short
The honest trade-offs — what you give up with each, versus the proprietary tools they replace.
Budge (Kresus)
- Bank sync via Woob covers mainly French and European banks
- Not suitable for invoicing or business accounting
- Smaller community means fewer community importers for exotic banks
Lago
- Developer-oriented billing API, not a personal finance or budgeting tool for end-users
- No AR/AP or general-ledger accounting; revenue recognition requires integration with an ERP
- Tax calculation engine is basic; real-world tax compliance needs third-party integration (e.g. Avalara)
- Dunning workflows and payment retries are less mature than Chargebee or Stripe Billing
Bottom line
Choose Budge (Kresus) if you want the lower-effort setup; choose Lago for the larger community and ecosystem. Budge (Kresus) has seen more recent development. Open each guide below for deploy steps and the full feature gap.
Budge (Kresus)
Self-hosted personal finance manager with automatic bank sync and rich analytics